Which Medicare Advantage plan is best for you?
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Wellcare Medicare Advantage plans offer you a whole lot more.
Not all Medicare Advantage plans are the same. Whatever your needs ‐ and budget ‐ Wellcare has a plan that gives you the coverage you need. When you are comparing Medicare Advantage plans, there are many factors to consider:
Plan Type
Depending on your area, Wellcare offers plan types like HMO, PPO and Special Needs Plans so you can choose a plan type that’s right for you. The Medicare Advantage plan type influences what providers you can see, whether you need referrals to see specialists and how much you will pay out of pocket.
Copays
A copayment, or copay, is the amount you pay for a covered medical service. It is important to consider copay amounts when comparing the entire cost of plans.
Medicare Advantage Plan Benefits
All Medicare Advantage plans are required to offer the same coverage as Original Medicare, which includes Part A (hospital) and Part B (medical) coverage. Medicare Advantage plans also offer a wide variety of valuable additional benefits that Original Medicare does not, such as dental, vision, hearing and prescription drug coverage.
Deductible
The deductible is the amount of money you pay out of pocket before your plan begins to pay. Medicare Advantage plans have low or no deductibles and limited out-of-pocket spending, unlike Original Medicare.
